We ask, when is the best time of year to buy a home in Lexington, Kentucky including factors like holiday season, inventory, prices, and competing offers.
We offer tips to improve credit before seeking a mortgage in Lexington, Kentucky including pay bills on time, keep balances low & apply for a secured card.
We share a quick guide to closing costs in Lexington, Kentucky, how they affect the homebuying and mortgage process, fees included & negotiating rates.
We talk sorting out your records before your mortgage in Lexington, Kentucky & checking warning signs on your bank statement before a lender evaluation.
We share what determines a home's value in Lexington Kentucky with factors of location of the property, neighbors, aesthetic details & maintenance required.
We share why your need a home inspection in Lexington, Kentucky using visual examinations to increase the value, security & safety before buying or selling.
We share things to keep in mind for buying your first home in Lexington, Kentucky, including hiring a real estate agent, supplementary expenses & insurance.
We help with determining how much house you need before buying in Lexington, Kentucky, like debt-to-income & additional costs using our online calculators.
Thank you for contacting us. We will get back to you as soon as possible
Oops, there was an error sending your message. Please try again later
*By entering your contact information, you are providing express written consent for Peak Residential Lenders to contact you at the email and number you provided via telephone, mobile device, automated means like autodialing, text SMS/MMS and pre-recorded messages, even if you are registered on a corporate, state, or federal Do Not Call list. You are also acknowledging and agreeing to our terms of service and privacy policy. Consent is not required to use our services.
We are a local mortgage lender and loan service who specializes in mortgage planning and mortgage loans. We love working with both home buyers and real estate agents. We are focused in Lexington and Louisville, but proudly serve all of Kentucky and the following licensed states: Ohio, Tennessee, Florida, Kentucky, Indiana, and Virginia.
Peak Residential Lenders, Inc. is licensed under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking
Texas Mortgage Banker Disclosure - Figure: 7 TAC 81.200(c) "CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV."