USDA Home Financing Loans in Lexington, KY

USDA Loan

Owning a home outside of city limits may be easier than you thought with USDA home financing from Peak Residential Lenders. The USDA Guaranteed Rural Housing mortgage* is available for salaried, non-salaried and self-employed borrowers, and is not limited to first-time homebuyers.

0% down payment required
620 minimum FICO
Primary residence only
Fixed-rate financing available at USDA interest rates
Gift funds allowed for closing costs
New construction financing options available

*USDA Guaranteed Rural Housing loans subject to program stipulations and applicable state income and property limits.

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*By entering your contact information, you are providing express written consent for Peak Residential Lenders to contact you at the email and number you provided via telephone, mobile device, automated means like autodialing, text SMS/MMS and pre-recorded messages, even if you are registered on a corporate, state, or federal Do Not Call list. You are also acknowledging and agreeing to our terms of service and privacy policy. Consent is not required to use our services.

We are a local mortgage lender and loan service who specializes in mortgage planning and mortgage loans. We love working with both home buyers and real estate agents. We are focused in Lexington and Louisville, but proudly serve all of Kentucky and the following licensed states: Ohio, Tennessee, Florida, Kentucky, Indiana, and Virginia.

Main Branch
2357 Huguenard Drive
Suite 100
Lexington, KY 40503

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Peak Residential Lenders
NMLS Consumer Access

Branch Managers

Eric Kimble & Brent Tye

© Copyright 2023 Peak Residential Lenders | Privacy Statement and Terms of Use | A division of Peak Residential Lenders, Inc. NMLS# 65084 | (www.nmlsconsumeraccess.org) | Terms, conditions, and restrictions may apply. Loan products are subject to availability and credit approval. Not a commitment to extend credit.

Peak Residential Lenders, Inc. is licensed under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking

Texas Mortgage Banker Disclosure - Figure: 7 TAC 81.200(c) "CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV."

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USDA Loan

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Main Branch 2357 Huguenard DriveSuite 100Lexington, KY 40503

Contact Us

Peak Residential LendersNMLS Consumer Access

Main Branch
2357 Huguenard Drive
Suite 100
Lexington, KY 40503

Peak Residential Lenders
NMLS Consumer Access