USDA Loan
Owning a home outside of city limits may be easier than you thought with USDA home financing from Peak Residential Lenders. The USDA Guaranteed Rural Housing mortgage* is available for salaried, non-salaried and self-employed borrowers, and is not limited to first-time homebuyers.
- 0% down payment required
- 620 minimum FICO
- Primary residence only
- Fixed-rate financing available at USDA interest rates
- Gift funds allowed for closing costs
- New construction financing options available
*USDA Guaranteed Rural Housing loans subject to program stipulations and applicable state income and property limits.
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We are a local mortgage lender and loan service who specializes in mortgage planning and mortgage loans. We love working with both home buyers and real estate agents. We are focused in Lexington and Louisville, but proudly serve all of Kentucky and the following licensed states: Ohio, Tennessee, Florida, Kentucky, Indiana, and Virginia.
Main Branch 2357 Huguenard DriveSuite 100Lexington, KY 40503
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Peak Residential LendersNMLS Consumer Access
Branch Managers
Eric Kimble & Brent Tye
© Copyright 2023 Peak Residential Lenders | Privacy Statement and Terms of Use | A division of Peak Residential Lenders, Inc. NMLS# 65084 | (www.nmlsconsumeraccess.org) | Terms, conditions, and restrictions may apply. Loan products are subject to availability and credit approval. Not a commitment to extend credit.
Peak Residential Lenders, Inc. is licensed under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking
Texas Mortgage Banker Disclosure - Figure: 7 TAC 81.200(c) "CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV."
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