Loan Programs 

There are many loans and programs that might be best for you. When we meet and talk about your financial objectives, we will determine which program is best suited for your needs. At Peak Residential Lenders, we will explain lending in the simplest terms and show you various scenarios and how they may benefit you.

Committed to Serve 

We will take the best possible care of  you - because at Peak Residential Lenders, you're family.

Realizing Your Dream

We will look at your overall financial picture and talk to you about your goals for the future to find the loan that is right for you.

Excellent Communication 

We will stay in constant communication with you throughout the process.

Friendly Support 

We will explain everything and answer all the questions you may have.

Conventional Loan

Conventional loans are perfect if you’re planning on purchasing a single-family home and need to borrow less than $453,100. These loans are not made by a government entity, and they usually have a minimum down payment, certain income requirements, and a minimum credit score. This type of loan also generally has a quicker approval process.
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FHA Loan  

FHA loans are a good option if you have credit problems. They often have higher debt ratio allowances, which is important if you have a steady income but have debt from credit cards, college loans, or something similar. 
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Jumbo Loan  

Jumbo loans are a good option for large or luxury homes that may exceed the maximum amount for a conventional loan. They typically have stricter requirements than a conventional loan but follow a similar process.
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VA Loan 

VA loans are made available to eligible veterans and guaranteed by the U.S. Department of Veteran Affairs. Usually, this option is available with no down payment required and no monthly mortgage insurance. 
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 USDA Loan  

USDA loans are available to homebuyers  of different employment statuses and income levels for homes outside of city limits. There is no down payment required, but this loan type is only available for primary residences.
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